Documents to be Submitted to Become a Bank Mitra CSP

CSP Registration is the primary procedure enforced by all nationalized banks in India to make applicants work as their Bank Mitra. Applications are supposed to supply their personal information as well as submit some documentary evidence to these banks to substantiate their identity.

Therefore, every applicant is supposed to know the eligibility criteria well in advance before applying for working as a Bank Mitra CSP of both nationalized, as well as private banks, in the country.  This will aid them considerably in keeping them away from the rejection of their applications by banks. 

Some of the documentary evidence that applicants are required to submit to these banks to function as their Bank Mitra CSP include:

ID proof: Every applicant is supposed to possess valid proof to substantiate his/her identity. Some of the documents that are considered valid by the banks include:

o    Pan Card
o    Passport
o    Driving License
o    Aadhar Card
o    Telephone bill
o    Election Card
o    Ration card

They can also produce any other documents issued by the government agencies to prove their identity.

Verification certificates:  It is compulsory that all applicants are supposed to supply police verification certificate to banks, substantiating that they are not involved in any kind of criminal activity. Some of the other documents to be provided include a copy of their bank passbook, company address, and two numbers of passport size photos.

Security deposit: All applicants who want to work as a Bank Mitra of nationalized banks are supposed to make some security deposit. They can also provide a bank guarantee.

Infrastructure:  Besides CSP Registration, applicants may need to provide details about the infrastructure they have to operate a CSP outlet of the banks efficiently. Each applicant is supposed to own a laptop or desktop, scanner, printer, internet connectivity, as well as an outlet with a minimum area of 100 square feet. Every outlet is supposed to have electricity backup to offer uninterrupted services to the public.

Once these details as well as documents are submitted, applicants will be duly informed about the status of their applications by the banks. Their applications will undergo a variety of validation and verification processes and if they are found satisfactory, banks will offer a confirmation letter on the appointment to applicants to allow them to work as their Bank Mitra.

A Peek Into The Benefits As You Apply For A Digital India CSP

The banking industry has undergone a major reform and it is about offering more to the rural population. The RBI and central government have drawn up a full proof plan to reach out with formal banking into hinterland areas. The unique aspect is that rural educated youths also get to participate in this banking outreach into the hinterlands. As a rural educated youth, as you apply for a Digital India CSP and speak to a provider, the benefits will be clearly before you. 

 

It is via a Bank CSP Apply, a lucrative career option opens up before you at the village level. The precise scheme is that RBI has allowed banks under its fold to operate kiosk branches at the village level. It is a bank mitra overseeing operations at these locations and you can always apply for the post. The payouts for a bank mitra post are lucrative and one can expect to earn good money. There is however some criterions to fullfil as you apply for the post and let us discuss further.

This is a scheme, which intends to open more formal banking points at the rural and hinterland areas. We would also like to say that via the Digital India CSP concept, the authorities are also looking to generate employment at the rural level. Now, certainly prior to applying for such posts, you will have to be educated and also unemployed. Can you arrange for some real estate space in a location far away from a formal bank branch?  It is extremely important because this will be your customer service point. The CSP should be located at some distance from a formal bank branch. It is alongside you will have to place a clearance from the local police and one can start a career as a bank mitra.

There are professionals who will place your Bank CSP Apply with the parent body and get the requisite sanctions. As you start working as a bank mitra one will feel that the scope of work is immense. You can surely offer basic banking services to the rural population. It is alongside there is scope to sell insurance policies for LIC and also the pension plans. It is a nice career opportunity presented at the village level to the educated but unemployed youth.

What is Bank CSP and how can you Register to Become Bank Mitra?

Internet Banking has implicit great significance considering the changing necessity of modern-day customers for easy and convenient banking. Conventionally, banking involves the visit of customers to the branch of their respective banks. Internet Banking allows customers to carry out their banking operations without the need of visiting their bank branches, facilitating them to perform their transactions right from the comfort of their home.

What is Bank customer service point?

Most nationalized banks in India are committed to offering the best services to their customers by making them perform their transactions in a convenient as well as in a hassle-free manner. Therefore, they decided to outsource their various services to private agencies, such as Bank CSP. It is nothing but a banking outlet, which is an outsourced agency for performing restricted transactions of nationalized banks. 

Bank customer service point is mostly used in different areas in India where banking facilities are not available or there are some restricted banking services. The outlet will provide people with a range of banking services on behalf of the nationalized banks in which they are working as a retailer. Apart from conventional banking services, such as checking account balance and Fund transfer, Bank Mitra offers a variety of other banking services that simplify the life of people in unbanked areas.

What exactly is Bank Mitra?

Bank Mitra is a concept, which is designed under Public Private Partnership, where a Customer Service Point or Bank Mitra works as an agent or a messenger of a nationalized Bank and appointed to offer Banking service to people in urban and undeveloped areas in India. It will offer a variety of banking services, including Account opening, cash withdrawal, as well as cash deposit acceptance.

Procedures to be followed for registration to become Bank Mitra

You have the liberty to submit your Bank Mitra Registration form to become Customer Service Point or Bank Mitra to any associated bank. However, you need to submit your registration application only through online. It is supposed to contain your entire personal information that includes:

•    Your first, middle, and last name
•    Landline number or mobile number, whichever is available or both
•    Email address
•    Name of your shop or business
•    District in which you are operating your shop or business
•    Address of your shop or business
•    Name of your state
•    Postal code

You may also need to provide a declaration that the particulars you furnished in your registration form are true and genuine and it should include your signature, as well.

Factors-Which are Vital for CSP Registration

Anyone who attained the minimum age of 21 years can opt for CSP registration. You should have basic knowledge of computers and need to be unemployed, responsible, as well as arduous. Additionally, you should eager to invest your money in the project. The Bank Mitra functions as a one-stop solution for nearly all the regular banking requirements and services.

What are the requisites to become Bank Mitra?
To become Bank Mitra you are supposed to complete your CSP Registration form online. You should run an office or a small company with,

•    An outlet with an area of 250 to 300 square feet
•    A cash counter
•    One desktop or laptop
•    Power backup
•    Internet connectivity, it may be a dongle or a broadband connection

Customer Service Point (CSP) Agents are those who function as a mediator of the bank at areas where it is not feasible to open a bank branch. Opening CSP will fetch you a fixed income regardless of the bank and the branch. In addition to salary, you will get attractive commissions, as well.

What are kiosks?
The Kiosks are the small booths, which are operated through the internet. They are mostly established in the rural communities where consumers can come and avail the essential banking services. The Kiosk Banking is the scheme, which is designed for people living in rural communities as well as for those in remote areas. The major goal of the scheme is to offer banking services where there are no banks or banking services are unavailable. It is the scheme introduced by the Reserve Bank of India, through which banks will come to villages to offer their variety of services according to the needs of people.

This type of banking is the imperative step taken towards the monetary inclusion, which means facilitating the low-income families as well as weaker sections of the society to access financial services and gain the credit at a low or reasonable cost.

The major goal of introducing the Kiosk Banking is that it should be assisted by the banks in public, private, and cooperative sectors with shops. These shops will function as a touch point between  customers and a bank, where the banking services such as deposits, remittances, withdrawals, excluding the insurance, micro-credit, and overdraft services could be offered.